Salt Lake City Utah Uninsured Underinsured Motorist Attorney

Many personal injuries in Utah that result from car accidents exceed the insurance policy limits of the at fault party.  What do you if you have been injured in an accident and have $50,000 of medical bills but the at fault party’s insurance policy limits are only $25,000?  If you have run into this situation hope is not lost.

If an at-fault party’s insurance policy is not sufficient to cover your economic damages such as medical bills and lost wages, you have the option of seeking compensation from your own auto insurance policy under the underinsured provisions of the policy, assuming you have such a provision.  If you do have underinsured provisions in your auto insurance policy it is at least $25,000, by law.  Thus, in the situation where you have $50,000 of medical bills and you recover $25,000 from the at-fault party you can also recover $25,000 from your own auto insurance policy.

The Experienced Car Accident Attorneys at Salcido Law Firm are Here to Help

Our Utah car accident attorneys are experienced in representing our clients in seeking to recover under uninsured and underinsured motorist insurance policies.  We know the laws and we know what you can recover and how to recover it.  Our primary concern is making sure that you are fully compensated for your injuries and in order to do that recovering under an underinsured or uninsured motorist insurance policy is sometimes the only way you can do that.

You should not have to worry about whether your medical bills are going to get paid simply because the at-fault party did not carry enough insurance.  That is not your fault.  Salcido Law Firm can help make you financially whole and get you the compensation you deserve.

Give Us a Call

If you have been injured in an auto accident and are worried that the at-fault party is not adequately covered, call us at 801.413.1753 or 888.337.3235 for a free consultation.  We’ll let you know exactly how we can help you get the compensation you deserve.  Email us if you prefer and we’ll get back to you right away.

Many people who have been been injured in a car accident, although through no fault of their own, are often times reluctant to hire an attorney, because “it was an accident.”  They have a misconception that if it was an “accident” no one is at fault, and therefore, each party should be responsible for his own damages.  Such is not the case and this misconception has prevented many people from recovering for their injuries.

Generally speaking, car accidents are always caused by someone’s negligence.  “Negligence” simply means that Party A breached a duty of care that he owed to Party B, causing Party B injury.  It does not mean that Party A acted intentionally or meant to injure Party B.  It simply means that Party A did not act in accordance with his duty.  To put this in perspective, if Party A is driving on an icy road and slides into the back of Party B’s car and injures Party B, Party A was negligent – Party A had a duty to not run into the back of Party B’s car and cause Party B injury.  Party A must make Party B whole for causing him injury.

A person who has been injured in an accident should always contact an attorney.  By hiring an attorney the injured person is merely protecting his rights to be made whole through compensation for the injuries he incurred.  Everyone has a right to not be injured by another person regardless of how that injury occurred.

Hiring an attorney does not make you “litigious” or “selfish” – it makes you smart.  Otherwise, you run the risk of being injured twice – once by the accident and another time by your failure to be compensated for your injuries.  If you have been injured in an accident conact the Utah Car Accident Law Firm to make sure you Get Protected!